Ways to cut your spending

Shop smarter and make more conscious decisions to cut down spending and save money.

• Do a subscriptions spring clean and cancel the ones you don't want anymore. You could save money every month. Look out for cloud storage, streaming and anti-virus software.
• Check out this article from Which that shows the cheapest supermarket each month.
• Find free family activities across the UK.
• Sell your unwanted clothes for some extra cash and get deals on pre-owned items.
• Learn how to tackle food waste

Try these tips below to help you save.

• Visit our savings accounts and ISAs to see the latest products and rates available.  Make sure you stay on top of the rates on your existing savings accounts through our app to keep getting the most for your money.
• Make savings simple with these automatic savings apps
• See how you can get help to buy your first home with a Lifetime ISA

In the 2023 Student Money Survey, 82% of students worried about making ends meet. Check out the support you can get as a student.

• Create your student friendly budget planner 
• Learn more about your credit score and how to improve it.
• Get a free 4-year Santander 16-25 railcard and save 1/3 on travel in Britain with our Edge Student current account
• Sign up to the Santander Academy for free courses, content and scholarships.
• Get student discounts across multiple retailers with UNiDAYS
• Find out if you could be eligible for student grants or bursaries
   

58% of UK adults worried more about their finances in the last 12 months, as higher living costs continue. Find out what support is available.

• Get support with your household expenses
• You can get help from the NHS to cover your healthcare costs if you’re eligible.
• Find out what help might be available and if you’re eligible for any benefits through Turn2us