Important information for accounts no longer available to open

General documents

From 20 June 2023, we removed the 1|2|3 Current Account and Select Current Account from our product range.

General Terms & Conditions (PDF - 900 KB)Opens in new window

Santander Edge Grad current account Key Facts Document (PDF - 516 KB)Opens in new window

Specific Conditions for accounts no longer available to new customers (PDF - 77 KB)Opens in new window

Interest rates and fees for current accounts (PDF - 366 KB)Opens in new window

Pre Contractual Information for Overdrafts including off sale current accounts (PDF - 69 KB)Opens in new window

Choice Current Account Key Facts Document (PDF - 511 KB)Opens in new window

1|2|3 Current Account Key Facts Document (PDF - 509 KB)Opens in new window

Select Current Account Key Facts Document (PDF - 497 KB)Opens in new window

123 lite Current Account Key Facts Document (PDF - 484 KB)Opens in new window

Basic Current Account with top-up debit card and EU Basic Current Account Key Facts Document (PDF - 173 KB)Opens in new window

Fee information documents


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Cashback you can earn

You can earn 1-3% cashback on selected household bills paid by Direct Debit every month. Cashback is paid monthly, capped at £5 per month in each of the 1%, 2% and 3% cashback categories.

 Household bills
1% cashback

Council tax bills
Mobile and home phone bills, broadband and paid-for TV packages
Santander monthly mortgage payments

2% cashback

Gas and electricity bills
Santander Home Insurance premiums (policies administered and underwritten by Aviva Insurance Limited)
Santander Life Insurance premiums (policies administered and underwritten by Aviva Life & Pensions UK Limited)

3% cashback

Water bills

Cashback is paid on Direct Debit payments made directly to the provider. If your water bill, for example, is included within your council tax bill, cashback will be paid at the rate applicable for council tax, as it isn’t possible to identify the proportion of the payment that relates to water.

Exclusions apply: cashback is not paid on TV licences, LPG/ Calor gas, maintenance contracts (e.g. boiler repair cover), other insurance contracts, commercial use or commercial mortgages.

Find out which suppliers you can earn cashback with.

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