The habit that pays. Save regularly and earn 8.00% AER/gross (variable).

Includes 5.00% AER/Gross (variable) bonus rate for 12 months.

Regular Saver

Get 3% cashback in your first year

On petrol, everyday travel, eating out and takeaways.

24.9% APR representative (variable). Credit subject to status and credit checks. T&Cs apply.
 

Rewards Credit Card

Guaranteed wins from £20-£100k

Plus, a free 4-year Railcard when you open a Santander Edge Student current account.

Must be 18+, living in the UK permanently and studying for an undergraduate course or level 4-7 apprenticeship. Pay in at least £500 every 4 months. To enter the prize draw, open the account between 14 July 2026 - 16 October 2026 and use your debit card before 31 December 2026. T&Cs apply.

Edge Student current account

Saving for your first home?

Our First Home Saver helps you get there. And every month to the end of the year, one saver wins £10k that could be used towards their deposit. T&Cs apply.

Your chance to win

Support for Personal customers

Going on holiday this year?

Santander customers get 30% off travel insurance when applying online, leaving more money to spend on holiday treats. Arranged, administered and underwritten by Chubb European Group SE (CEG).
 


 

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Dive into the new features of our award-winning app. It's quick, easy and above all, secure.

Help when you need it


If you're dealing with rising energy costs, need tips on budgeting, have missed a payment or struggling to keep up, we're here to help.

Access to cash

Find out how you can access cash in your local area

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Independent service quality survey results

Personal current accounts (GB)

Published February 2026

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,000 customers of each of the 17 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Take a look at the latest published results

Overall service quality scores from customers in Great Britain who were asked how likely they'd be to recommend their personal current account provider to friends & family. Rankings: 1. Monzo, 82%; 2 Starling Bank, 77%; 3 Nationwide, 75%; 4. first direct, 74%; 5 Chase, 72%; 12 = Santander, 57%

Personal current accounts (NI)

Published February 2026

As part of a regulatory requirement, an independent survey was conducted to ask approximately 500 customers of each of the 12 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Take a look at the latest published results

Overall service quality scores from customers in Northern Ireland who were asked how likely they'd be to recommend their personal current account provider to friends & family. Rankings: 1 Monzo, 81%; 2 Nationwide, 78%; 3 Starling Bank, 75%; 4 HSBC UK, 71%; 5 Chase, 69%; 8 = Santander, 60%

Authorised push payment (APP) fraud rankings in 2024


Authorised push payment (APP) scams happen when someone is tricked into transferring money to a fraudster’s bank account. Information about Santander’s performance prior to the introduction of the reimbursement requirement in October 2024 can be found in PSR’s latest APP Scams Performance Report published in February 2026.