Mobile payments

Pay with your iPhone, iPad, Apple Watch or MacBook

You can use Apple Pay by linking your Santander debit or credit card to your Apple device. This will allow you to make payments easily and securely at any contactless terminal, in-app and on the web with certain retailers (some retailers may have their own limits).

Making a payment

• Pay in shops – hold your iPhone near the contactless terminal and verify using Touch ID. To pay with an Apple Watch, hold it near the contactless terminal and double tap the side button.
• Pay in-app – using Apple Pay at in-app merchants is also quick and secure. You can pay where you see the ‘Buy with Apple Pay’ or Apple Pay symbols.

• Pay on TfL – Apple Pay can be used for Transport for London pay-as-you-go journeys. You can make Apple Pay payments on TfL in a similar way to using a contactless card by touching in and out without the need to use Face ID, Touch ID or the side button on your Apple Watch. Just touch your iPhone or Apple Watch to the TfL reader even if it’s locked.

  If you have multiple cards in your Apple Wallet you can also set up a preferred Express Transit card to make pay-as-you-go payments, allowing you to separate these payments from other purchases. This can be set up from your iPhone (in Settings) or Apple Watch (in the Apple Watch app). This payment feature works on certain Apple devices. 

  For more information about TfL payments please visit Transport for London
  For more information about this feature visit the Apple website
   

What do I need to start using Apple Pay?

Any Santander debit or credit card (excluding ATM only cash cards, Top-up debit card and Business Visa Electron) and a compatible Apple phone or device.

Your accounts are safe if you lose your phone

There’s no need to cancel your debit or credit card/s if you lose your phone, as the details aren’t stored there.

However you must cancel your digital cards either by using Find My iPhone or by calling us on 0330 678 2698. Apple also allows you to log on to iCloud (using your iTunes password) to either turn on ‘lost mode’ or erase your device. This means that any card/s linked to the device are suspended in Apple Pay. For information on how to secure your device should it be lost or stolen you should visit the Apple website

For lost and stolen cards, please call us on 0330 123 9860. If you lose your cards you can continue to use Apple Pay while we arrange to replace your cards.

See our full Terms and Conditions
See our Privacy Policy

Apple, Apple Pay, Apple Watch, iPhone, iPad, Touch ID and MacBook are trademarks of Apple Inc., registered in the US and other countries.

Pay with Google Pay^TM

Google Pay is the name for existing Google payment products, including Android Pay.

You can use Google Pay by linking your Santander debit or credit card to your Android™ device. This will allow you to make secure payments with a wide range of Android devices at any contactless terminal and in-app with certain merchants (some retailers may have their own limits).

Making a payment

• Pay in shops – using Google Pay at any contactless terminals is quick and secure, just hold it next to the contactless terminal. You may need to unlock the device for some transactions.
• Pay in-app – using Google Pay at in-app merchants is also quick and secure. You can pay where you see the ‘Buy with Google Pay’ button.
• Pay on TfL – Google Pay can be used for Transport for London transactions and is similar to using a contactless card by touching in and out of services. For more information on using Google Pay on Transport for London services, please visit Transport for London
   

What do I need to start using Google Pay?

Any Santander debit or credit card (excluding ATM only cash cards, Top-up debit card and Business Visa Electron) and a compatible Android™ device.

Your accounts are safe if you lose your device

If you lose your device there’s no need to cancel your debit or credit card/s as the details aren’t stored in the Android device.

However you must either cancel your digital cards using Android Device Manager or call us on 0330 678 2698.

For lost and stolen cards, please call us on 0330 123 9860. If you lose your cards, you can continue to use Google Pay while we arrange to replace your cards.

See our full Terms and Conditions
See our Privacy Policy

Android, Google Pay and Google Play are trademarks of Google LLC.

Pay with Samsung Pay^TM

You can use Samsung Pay by linking your Santander debit or credit card to your Samsung device so you can make secure mobile payments at contactless terminals (some retailers may have their own limits).

Making a payment

• Pay in shops – Place your device close to the contactless terminal to pay – and that's it. With the Samsung Galaxy S9, S9+, Note8, S8 or S8+ you can also authorise the payment using iris scanning.
• Pay on Transport for London (TfL) – Samsung Pay allows you to set a card up as a ‘transport card’ to use on TfL services. This option means you don’t even need to wake your phone or verify with an iris scanner (on the S9, S9+, Note8, S8 or S8+), fingerprint or PIN – simply touch the middle section of your phone (where the antenna is located) against the card reader. For more information on using Samsung Pay on Transport for London services, please visit Transport for London
   

What do I need to start using Samsung Pay?

Any Santander debit or credit card (excluding ATM only cash cards, Top-up debit card and Business Visa Electron) and a compatible Samsung device.

Your accounts are safe if you lose your phone

There's no need to cancel your debit or credit cards as the details aren’t stored in the Samsung device. However it’s important that you disable your cards using Samsung's Find My Mobile or call us on 0330 678 2698 so that we can help you.

For lost and stolen cards, please call us on 0330 123 9860. If you lose your cards, you can continue to use Samsung Pay while we arrange to replace your cards.

See our full Terms and Conditions
See our Privacy Policy

Samsung Pay is available with participating payment networks, banks and merchants and is only compatible with selected cards and Samsung devices on NFC terminals.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co. Ltd. Use only in accordance with the law. Samsung Pay is available on select Samsung devices.

Pay with Garmin Pay^TM

You can use Garmin Pay by linking your Santander debit or credit card to your Garmin^® device. This will allow you to make secure payments with a range of Garmin devices at any contactless terminal. To add a card you’ll just need to go to the device page in the Garmin Mobile Connect app, choose Garmin Pay then ‘Create your wallet’ and follow the instructions.

Making a payment

• Pay in shops – using Garmin Pay at any contactless terminals is quick and secure. Simply hold the key and select the wallet icon on your device. If prompted, enter your 4 digit PIN and then hold your device near the contactless terminal.
• Once a 4 digit PIN is entered it will last 24 hours. While you’re wearing the Garmin device you can make payments for the rest of the day without re-entering your PIN. If you disable the heart rate monitoring, remove the watch from your wrist, or 24 hours has elapsed, you must re-enter the PIN to make a payment.
• Pay on TfL – Garmin Pay can be used for Transport for London transactions and is similar to using a contactless card by touching in and out. Take a look at Transport for London's website to learn more.
   

What do I need to start using Garmin Pay?

Santander debit or credit card excluding ATM only cash cards, Top-up debit card and Visa Business Electron.

Your accounts are safe if you lose your device

However you must either cancel your digital cards in the Garmin app or by calling us on 0330 678 2698.

For lost and stolen cards, please call us on 0330 123 9860. If you lose your cards, you can continue to use Garmin Pay while we arrange to replace your cards.

See our full Terms and Conditions
See our Privacy Policy

Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

Garmin, the Garmin logo and the Garmin delta are trademarks of Garmin Ltd, or its subsidiaries and are registered in one or more countries.