Business Current Accounts

About Santander UK

Helping our customers at the moments that matter most

Santander UK is a large retail and commercial bank based in the UK and a wholly-owned subsidiary of the major global bank Banco Santander.

Q3-24 Highlights

14 Million

active customers

£169.7bn

mortgage stock  
(Dec-23: £175.2bn)

52%

cost-to-income ratio 
(Q2-24: 55%)

2.17%

Banking NIM
(Q2-24: 2.09%)

7 million

digital customers

77%

digital mortgage retention

£143m

profit before tax
(Q2-24: £413m)

15.4%

CET1 capital ratio  
(Dec-23: 15.2%)

444

branches
 

Green Homes Report

published 'Buying into the Green Homes Revolution'

Carbon Neutral

in our own operations

1.55%

stage 3 ratio  
(Dec-23: 1.49%)

Factsheet

Download our Q3-24 factsheet

Take a look at our latest results