Where can I earn cashback with the Santander Edge accounts?

How we pay your cashback is based on this list. But your cashback may be affected by how we classify suppliers, so you may earn a different amount to that shown in the cashback and interest calculator.

If a company provides more than one service, we may pay cashback on one, but not another. For example, your gas provider may also offer boiler repair cover, which is not eligible for cashback. 

What debit card spending can I get cashback on?

We want to help you live your day-to-day life. That’s why we pay you 1% cashback when you spend on your debit card at supermarkets and on selected travel costs. You could earn up to £10 cashback each month in this category with the Santander Edge current account, and up to £15 with the Santander Edge Up current account. Cashback is capped per monthly statement period for this category.

We’ll give you cashback when you spend on:

• Supermarkets
• Trains
• Buses 
• Electric vehicle charging
• Petrol and diesel

We decide whether to pay cashback based on how the retailer you’re spending at is categorised. Some larger retailers such as supermarkets may have multiple categorisations depending on the type of thing you’re buying. For instance, a supermarket may sell petrol and diesel as well as groceries. In this case, you’d get cashback for both types of spend, but there may be other instances where you wouldn’t. 

To learn more about exactly which supermarkets and travel companies we can pay cashback on, take a look at the Key Facts Document for your account:

• Santander Edge current account Key Facts Document (PDF - 270 KB) 
• Santander Edge Up current account Key Facts Document (PDF - 673 KB)

Retailers we pay cashback on include all major supermarkets, UK train operating companies, online train ticket retailers and trains operated in Northern Ireland by NI Railways. 

Purchases not eligible for cashback include:

(a) TfL travelcards, passes and Oyster Card top up purchases made at newsagents, garages and off-licences 
(b) Northern Ireland Railways train tickets purchased online 
(c) Eurotunnel Le Shuttle 
(d) train ticket purchases from travel agents or tour operators 
(e) domestic or international flights
Other cashback exclusions, limits and terms apply. Find out more in the Key Facts Document for your account. 

To help you, here are a few commonly used retailers which fall under the categories. They’re examples, you’ll be able to earn cashback at many other retailers too.