Business Current Accounts

About Santander UK

Helping our customers at the moments that matter most

Santander UK is a large retail and commercial bank based in the UK and a wholly-owned subsidiary of the major global bank Banco Santander.

2024 Highlights

14 Million

active customers

£167.2bn

mortgage stock  
(Dec-23: £175.2bn)

55%

cost-to-income ratio 
(2023: 48%)

2.14%

Banking NIM
(2023: 2.20%)

7 million

digital customers

OneApp

launched in the UK

£1,330m

profit before tax
(2023: £2,149m)

14.8%

CET1 capital ratio  
(Dec-23: 15.2%)

444

branches across the UK
 

Work Cafés

collaborative spaces for our customers to work and bank

Ranked 1st

NPS for businesses with an annual turnover of under £2m

1.40%

stage 3 ratio  
(Dec-23: 1.49%)

Factsheet

Download our 2024 factsheet

Take a look at our latest results