You could get 6 months of Xero free and a £200 gift card when you open a business current account.
Plus, if you’re a switcher or a start-up, our Business Current Account – Classic has no monthly account fee for the first 12 months. Then it’s just £9.99 per month.
T&Cs and eligibility apply. Xero offer available to new Xero customers only, requires separate application and can be withdrawn at any time.
Welcome to Santander Business Banking
We’re here to help businesses grow and succeed. If you’re running a smaller business, with up to 2 directors, owners (shareholders) or partners, have a look at the accounts and services we offer. You might find just what you need to get started or take the next step.
Running a medium-to-large business with comprehensive banking needs? No problem. Head over to our Corporate & Commercial Banking website to see what we’ve got for you.
We’re here for you in branch. We won't make any further branch closures before 2028. Find out more about banking in our branches
Get 1% cashback on all your business spend
With the Business Cashback Credit Card. T&Cs apply. Credit subject to status. Annual fee applies. 23.7% APR representative (variable).
Earn 3.50% AER/gross (fixed) on deposits from £10,000
Let your business savings do the heavy lifting. T&Cs and eligibility apply.
Dream it. Plan it. Grow it
Business finance to help bring your next step to life. All credit is subject to status.
Support for businesses
Your business journey just got easier
Take a look at our beyond banking support. See how we can help your business thrive.
A safe place to put your business’s money to work
View our full range of savings solutions for your business.
Find out how you can access cash in your local area
Growing your business
Independent service quality survey results
Business current accounts (GB)
Published August 2026
As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,200 customers of each of the 17 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*). *SMEs include businesses, clubs, charities and societies with an annual turnover/income of up to £25m (exclusive of VAT and other turnover-related taxes). The results represent the view of customers who took part in the survey.
Take a look at the latest published results
Great Britain
Business current accounts (NI)
Published August 2026
As part of a regulatory requirement, an independent survey was conducted to ask approximately 600 customers of each of the 5 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*). *SMEs include businesses, clubs, charities and societies with an annual turnover/income of up to £25m (exclusive of VAT and other turnover-related taxes). The results represent the view of customers who took part in the survey.
Take a look at the latest published results
Northern Ireland
As part of a separate regulatory requirement, we have also published the Financial Conduct Authority service quality information for business current accounts.