Management team
Our management team have a wealth of industry knowledge that spans UK and global markets, and extensive experience working with small, medium and large business ventures.
Mike Regnier
Chief Executive, Santander UK
Mike Regnier was appointed Chief Executive Officer of Santander UK on 1 April 2022.
Mike joined Santander UK from Yorkshire Building Society (‘YBS’), where he was a Board member since 2014 and Chief Executive since 2017. He previously held the posts of Chief Commercial Officer and Chief Customer Officer, having joined YBS in 2014.
Mike began his career in strategic management consulting with a focus on retail and retail financial services. After management positions at Asda, he joined the banking sector and held a number of senior positions at Lloyds Banking Group, including Personal Current Accounts, Credit Cards Director and Products and Marketing Director for TSB. He has served as a Board Director of Visa UK, and Chairman of the merchant acquirer LTSB Cardnet. He was also Chair of the Building Societies Association from 2019 – 2021.
Mike holds a MEng in Engineering, Economic & Management from Oxford, together with an MBA from Insead.
John Baldwin
CEO, Corporate & Commercial Banking
John was appointed as CEO, Corporate & Commercial Banking (CCB) in October 2024. He looks after the bank’s broad range of services to small and medium-sized enterprises and mid-market companies across the UK.
John’s experience sits within relationship management, credit and risk. He joined Santander in 2013 and has held several leadership roles. His most recent role was Head of Commercial Clients and CCB Client Services where he drove a tech and data led change agenda, including market leading levels of client satisfaction.
Before joining Santander, John held a number of senior positions across retail banking, strategy, and corporate venturing. He also led commercial banking teams during his time with Lloyds Banking Group.
John’s experience doesn’t stop there. He also has an entrepreneurial background. He founded and ran a regulated finance business and has led the development and change of new businesses in both FTSE 100 and SME environments.