The Single Euro Payments Area (SEPA)
European Union introduced SEPA to integrate local payments in Euros.
![SEPA | Santander Corporate & Commercial Banking](/content/dam/sites/santander-uk-cb/resources/images/global-contacts.png.transform/named-image-transform-md/image.png)
Our UK customers can send and receive SEPA payments.
What you need to know about SEPA payments:
- They’re delivered next-day to the payee’s bank account.
- They have a low transfer fee.
- There are no charges taken from SEPA payments. This means payee will get the full amount of the payment.
- To send a SEPA payment you need to have the payee’s International Bank Account Number (IBAN).
- You can make SEPA payments through Santander Online Banking. For help with how to do that, visit our Santander Connect help centre.
- For information about payment cut off times and fees, see our international payments page.