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International Payments Tracker

Keep track of the payments you send and receive via Santander online banking.

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Key features

 
  • Search the status of a SWIFT payment in near real time.

  • Check the processing time for each step.

  • See the total amount of fees taken and the banks that took the fees.

  • View the details of the payment.

  • Confirmation of a credit to the payee’s account.

  • Download the original payments message (known as MT103) with the Unique End-to-end Transaction Reference (UETR) as proof of payment.

Benefits


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Payments Tracker is free of charge.


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Reduced back-office costs with certainty in payments processing.


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Improved vendor and client experience through faster payment inquiries resolution.


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Enhanced liquidity management with near real-time payment status.


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Easier reconciliation.

How does it work?

Payments Tracker uses Unique End-to-end Transaction Reference (UETR). UETR features in all payment instruction messages carried over SWIFT. It shows the status of a transaction from the moment it is sent until it is credited as simply as tracking a parcel on-line.