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Finance

We understand that to expand, you need access to finance. We provide a range of options suited to your short and long-term needs.

All lending is subject to status and lending criteria. Terms and conditions apply.

Guide to borrowing

Before applying for finance, you should consider what type of lending is most suitable to your needs and whether you can afford the repayments. We will assess this before we make any decision.

Business loans

Provides a variety of finance options, whatever your needs. Available with fixed and variable rates.

Invoice finance

Gives you an injection of cash against your outstanding invoices.

Growth capital loan

An innovative form of finance designed to help your business grow, without giving away control of your business.

Overdrafts

Allows you to borrow through your current account for unexpected variations in cashflow.

Cross currency overdraft

Offers borrowing through your GBP, EUR & USD accounts giving additional flexibility to companies that trade internationally.

Structured finance

With complex and leveraged transactions, our debt packages are tailored to your needs. We also offer pre- and post-deal support.

Specialised finance

For if you’re looking for a considered, tailored approach to funding. Our Relationship Team will get to understand your needs and tailor our suite of products to suit your business.

Sources of finance and comparison

We want to help your business, but it's not always possible for us to offer you lending. In these situations, we will confirm the reasons why, in writing. We'll also provide information about other sources of finance and help that may be available to you