ISA transfers

Want to get hold of a £50 e-voucher? Transfer in your full balance with a minimum of £10,000, from a non-Santander ISA to one of our Fixed Rate ISAs

Here’s how:

  1. First you need to either apply for a new or upgrade your existing Santander ISA to a Fixed Rate ISA.

     

  2. Once it’s opened, complete a transfer in instruction. You can do this online or in branch. This asks for your non-Santander ISA to be transferred to your new Fixed Rate ISA. You need to do this within the first 14 days.

     

  3. You need to ask for your transfer in whilst the offer is available from 26 September.

     

  4. Just so you know, this offer is subject to availability. It can be withdrawn at any time. You must have asked for your non-Santander ISA transfer in before the offer is withdrawn. We suggest you do this on the day you open or upgrade.

     

  5. When you complete the form, you’ll need to make sure you ask for a full transfer of your existing non–Santander ISA.

     

  6. The non-Santander ISA being transferred will need to have a balance of £10,000 or more to be eligible for the e-voucher.

     

  7. You’ll need to provide us with an up-to-date email address. This is where we’ll email your code to redeem your e-voucher. You can check the email address we hold for you in Online or Mobile Banking. You can update it in Online Banking.

     

  8. Then sit back and we’ll take care of the rest. Your ISA could take up to 30 days to transfer. You’ll receive your code to redeem your e-voucher within 14 days of your transfer completing.

 

For the important stuff like information on ISA transfers, visit our ISA transfers page. For other information about the e-voucher including the terms and conditions, visit our Guide to ISAs page

 

What is an e-voucher?

An e-voucher is an electronic voucher which can be redeemed at over 100 retailers

  • If you’re eligible, we’ll email a code with details of where you can redeem your e-voucher.
  • Enter your code to pick an e-voucher from over 100 retailers.
  • Your chosen e-voucher will be sent to you by email.
  • Take a look at the list of all available retailers

Transferring ISAs from other providers

You can transfer ISAs you have with other providers at any time. Though, for transfers into a Fixed Rate ISA, check the Key Facts Document. For Fixed Rate ISAs, the money you're transferring must reach your Santander ISA within 30 days of opening.

Please be aware it can take up to 30 days to receive your funds from when we receive your request to transfer funds.

Before you transfer your ISA to us you’ll need to consider these points:

  • You’ll first need to open a Santander ISA.
  • We don't charge a transfer fee but other providers may. 
  • You can transfer some or all the money that you’ve paid into an ISA in previous tax years. If you want to transfer money that you’ve paid into an ISA in the current tax year, you’ll need to transfer all of it. From 6 April 2024, some providers may allow you to transfer some of your current tax year subscriptions. However, Santander  only accepts transfers of current tax year subscriptions in full.
  • If you transfer an ISA in full to us and have built up previous tax year flexible allowances with your current provider, you’ll lose that allowance when you transfer to us.
  • If you want to use the flexible allowance you should re-deposit into your existing ISA before you transfer to us.
  • Transferring money out of a Help to Buy: ISA will impact the bonus you may receive.

 

If you want to transfer your ISA to another provider

You can transfer all or part of your savings in an ISA to another provider. Check your ISA terms and conditions for any restrictions. You’ll need to contact your new provider to arrange the transfer on your behalf.

 

If your Child Trust Fund (CTF) is due to mature or has matured

You can transfer all or part of your maturing CTF, your matured CTF or Protected ISA to one of our cash ISAs. If your CTF is maturing, the transfer will only happen at the point of maturity, on your 18th birthday. You are allowed to transfer part of the money held in your account. Before doing that, you must tell your existing provider what you want to do with the rest of the money.

The ISA manager for Santander cash ISAs is Santander UK plc. For Santander stocks and shares ISAs the ISA manager is Santander ISA Managers Limited. This means that transfers between Santander cash ISAs and Santander stocks and shares ISAs should be treated as transfers between ISA providers.
 

Transfer ISA in


To transfer from another cash ISA provider to Santander's Help to Buy ISA, please fill out the transfer form (PDF - 1.18 MB)

Transferring other Santander cash ISAs

You can combine all of your Santander cash ISA balances into one cash ISA. 

To combine your cash ISAs, please use the Santander Cash ISA transfer form below. 

Santander Cash ISA transfer form (PDF - 78 KB)

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